EOBI Investment Portfolio Reaches Rs691.91 Billion in 2026

EOBI’s investment portfolio reached approximately Rs691.91 billion by February 2026, highlighting the scale of the assets supporting Pakistan’s private-sector pension system.

Official documents reported through Associated Press of Pakistan show that fixed-income investments remained the dominant part of the portfolio, while equities and real estate played smaller roles.

How large is the EOBI investment portfolio?

By February 2026, EOBI’s total investment portfolio was reported at approximately Rs691.91 billion.

Investment income is important because EOBI does not rely only on employer and employee contributions. Returns from invested funds also help support pension payments and long-term liabilities.

How much did EOBI receive during FY2025-26?

Documents covering July 2025 to January 2026 showed total receipts of around Rs96.68 billion. Contribution revenue was approximately Rs48.61 billion, while investment income was approximately Rs48.07 billion.

This means investment returns were contributing almost as much as regular contribution collections during the reported period.

How much was spent on pensions?

Total expenditure for the same period was reported at approximately Rs44.62 billion, with pension disbursement accounting for about Rs42.01 billion.

These figures help explain why investment performance is central to EOBI’s ability to meet pension obligations.

Why fixed-income investments matter

EOBI’s financial sustainability is heavily influenced by returns from fixed-income instruments. These investments generally provide more predictable income than equities, which can be more volatile.

For a broader look at long-term risks, see our report on the projected EOBI funding deficit by 2037.

How does this connect with EOBI governance?

Because EOBI manages hundreds of billions of rupees in worker pension assets, parliamentary oversight of its investment and governance structure remains important. Read our update on the Senate committee review of EOBI investments and Board governance.

Will a larger portfolio automatically increase pensions?

No. A large investment portfolio does not automatically translate into an immediate pension increase. Future pension decisions also depend on actuarial liabilities, contribution trends, legal requirements and government approval.

EOBI has already begun a new actuarial valuation process in 2026, which will be relevant to future decisions about fund sustainability.

Final words

The Rs691.91 billion portfolio demonstrates the financial scale of EOBI, but pension fund strength must be judged against future liabilities as well as current assets. Investment performance, contribution collection and actuarial planning all remain critical.

Source: Associated Press of Pakistan reporting based on EOBI financial documents, 2026.